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Personal Loans Tips
Personal loan v/s credit card
I managed to save more than 50% by taking a personal loan to settle my high interest credit card balance... (read more)
Personal loan v/s other loans
I was considering taking a personal loan to fund my son's college education; but I found out that banks offer educational loans at much lower rates... (read more)
Fixed v/s reducing balance interest
I thought fixed interest rate was better for me as the interest component would remain constant and there won't be any confusion. But I found out that I can save quite a bit of money by opting for a reducing balance interest rate... (read more)
Upfront instalments: the real cost
..to my dismay, I found out that I was paying an effective interest rate of 23% instead of the 16% that my bank was charging me on my personal loan...(read more)
 
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