Festive season around the corner, HDFC Bank plans to offer special rates for its personal loans to Government employees, Defense employees and teachers.

Under the scheme, the bank has planned special offers for all the three categories of customers offering waiver of 3-4% on existing rack rates (minimum of 14.5%) for personal loan. Customers can avail this offering anytime up to September 30.

The bank also states to offer a 0.50% discount on processing fees to its salary account holders. Under normal scenario the bank charges 2.50% as processing fees.

HDFC has offered a 2% discount on processing charges for all new customers seeking loans against gold.