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CitiFinancial Personal Loan

CitiFinancial Personal Loan

 

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Member's Recomendation

5   1

4 review(s)
Expert Review | Write a Review

  • Maximum Loan Amount
  • Rs. 1000000
  • Minimum Loan Amount
  • Rs. 10000
  • Interest Rate(Max)
  • 21 %
  • Interest Rate(Min)
  • 16 %
  • Interest Type
  • Fixed
  • Late Payment Fee
  • 1% p.a
  • Processing Fees
  • 2 %
  • Prepayment Charges
  • 4 %
  • Repayment Period (Max)
  • 5 year(s)
  • Repayment Period (Min)
  • 1 year(s)

Features and Benefits of CitiFinancial Personal Loan

  • Get cash up to Rs 10 lakh at your doorstep.
  •  No collateral/guarantor.
  •  Easy documentation.
  •  Loans cater to the unique needs of both salaried and self-employed individuals.
  • Quick processing.
  •  Repay loans with easy monthly installments.

Documents Required for CitiFinancial Personal Loan

Salaried Individuals

  • Application form with recent photograph
  • Salary slip for last 2 months
  • Bank statement for last 6 months
  • Proof of Identity (any one): Passport/Driving licence /Photo credit card/Employee licence/Voter's ID/PAN card
  • Proof of Residence (any one): Driving licence/Any utility bill/Govt. or authority bill

Self Employed

  • Application form with recent photograph
  • IT returns for last 2 years
  • Bank statement for last 6 months
  • Proof of Identity (any one): Passport/Driving licence/Photo credit card / Employee licence/Voter's ID/PAN card
  • Proof of Residence (any one): Driving licence/Any utility bill/Govt. or authority bill
  • Proof of Age (any one): Birth certificate/Passport/Life insurance policy or premium receipt
  • P&L and Balance Sheet for last 2 years certified/audited by CA

User Reviews

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Average user rating

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Unlimited penalties Citibank personal loan

By: Somesh, Kolkata | 01 May 2010

Citibank asks for so many ridiculous document fron us and then say that for the amount of loan with your financial profile the interest rate is going to be higher but dont worry it will be floating so...[Read]

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Good Service! I liked it

By: rahul, India | 28 May 2010

CitiFinancial was quick and efficient in giving me a personal loan. Customer service is excellent. ...[Read]

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ECS Dr TPCCFIL LOAN1384009117

By: vaibhav, India | 10 December 2010

I have completed my loan in the month of Nov.2010, in Dec.2010 you haved deducted my loan amount for what reason you haved deducted. pl. reply ECS Dr TPCCFIL LOAN1384009117 Vaibhav...[Read]

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personal loan

By: eknath sawaratkar, India | 25 July 2011

loan...[Read]

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