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Indian Bank Personal Loan

Indian Bank Personal Loan

 

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Member's Recomendation

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1 review(s)
Expert Review | Write a Review

  • Maximum Loan Amount
  • Rs. 1 lakh
  • Minimum Loan Amount
  • Rs. 60000
  • Interest Rate(Max)
  • 12.9 Upto 20lakhs %
  • Interest Rate(Min)
  • 12.9 Upto 20lakhs %
  • Interest Type
  • Fixed
  • Late Payment Fee
  • Processing Fees
  • Upto Rs 250 %
  • Prepayment Charges
  • 2 %
  • Repayment Period (Max)
  • 3 year(s)
  • Repayment Period (Min)
  • 1 year(s)

Features and Benefits of Indian Bank Personal Loan

  • Quantum of Loan-maximum of Rs.1 lakh
  • Processing Fee- Nil up to Rs.25000 and Rs.250 for above Rs.25000.
  • Repayment Period- Maximum 36 months

Documents Required for Indian Bank Personal Loan

Salaried Individuals

  • Application form with recent photograph
  • Latest salary slip and Form 16
  • Bank statement for last 3 months
  • Proof of Identity (any one): Passport/Driving licence/Photo credit card/Employee licence/Voter's ID/PAN card
  • Proof of Residence (any one): Driving licence/Any utility bill/Govt. or authority bill

Self Employed

  • Application form with recent photograph
  • IT returns for last 2 years
  • Bank statement for last 6 months
  • Proof of Identity (any one): Passport/Driving licence/Photo credit card/Employee licence/Voter's ID/PAN card
  • Proof of Residence (any one): Driving licence/Any utility bill/Govt. or authority bill
  • P&L and Balance Sheet for last 2 years certified/audited by CA

Expert Review of Indian Bank Personal Loan

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User Reviews

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Average user rating

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  • Member's Recomendation

The only drawback is that they offer very small amount as personal loan

By: kishore, India | 14 May 2010

Indian bank offers personal loans at reasonable interest rates. i was impressed by their staff as well who solved all my queries with regards to personal loans. However the only drawback is that they ...[Read]

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