Rate Your Bank
 
Product Type :

Bank that you want to rate :

Product :

Pricing
Product Features
Recomended
thumbs   thumbs-down
Customer Service
Convenience
Title


Review
Name


Email*


City


Verification Code
* Email:Required, will not be displayed.
Kindly fill in your details for Personal Loan
* Customer name:
 
* Email:
* Gender:
Male    Female
* DOB:
    
* City:
* Residence Address:
* Mobile No:
* Occupation:
* Total Exp. (In years):
* Net Income (Rs.):
* Loan Amount (Rs.):
* Marital Status:
* Company Name:
* Residence No:
* Office No:
* Experience in Current Job/Business (Yrs.):
I accept, understand & agree to always abide with the Important Terms & Conditions and the Privacy Policy of this website.I also agree to allow Rupeetalk to utilise any or all information I have entered, or will enter in the future on this website,in any such manner as Rupeetalk may deem fit.

UCO Bank Personal Loan

UCO Bank Personal Loan

 

  • Expert Rating
  • ratingratingratingratingrating
  • Avg. user Rating
  • ratingratingratingratingrating

 

  • Pricing
  • Product Feature
  • Customer service
  • Convenience

 

Member's Recomendation

3   0

2 review(s)
Expert Review | Write a Review

  • Maximum Loan Amount
  • Rs. 2 lakh
  • Minimum Loan Amount
  • Rs. 2 lakh limit
  • Interest Rate(Max)
  • 14.90 %
  • Interest Rate(Min)
  • 14.90 %
  • Interest Type
  • Floating
  • Late Payment Fee
  • Processing Fees
  • 1 %
  • Prepayment Charges
  • 0 %
  • Repayment Period (Max)
  • 4 year(s)
  • Repayment Period (Min)
  • 1 year(s)

Features and Benefits of UCO Bank Personal Loan

Eligibility

  • Permanent Employees or those who have completed 3 years of service. Minimum take-home pay should be 40% of gross salary after all deductions including EMI against this loan. Regular income may also be reckoned for eligible quantum.

Quantum of loan

  • 90% of the proposed expenditure or Rs. 2 Lacs whichever is lower. Additional amount may be sanctioned within the quantum ceiling to the existing eligible borrowers.

Repayment

  • The loan amount with interest is repayable in 48 EMIs through salary deduction of employee borrower but one year before retirement.

Service Charge :

  • 1% (minimum Rs.500/-)

Documents Required for UCO Bank Personal Loan

Salaried Individuals

  • Application form with recent photograph
  • Latest salary slip and Form 16
  • Bank statement for last 3 months
  • Proof of Identity (any one): Passport/Driving licence/Photo credit card/Employee licence/Voter's ID/PAN card
  • Proof of Residence (any one): Driving licence/Any utility bill/Govt. or authority bill

Self Employed

  • Application form with recent photograph
  •  IT returns for last 2 years
  •  Bank statement for last 6 months
  •  Proof of Identity (any one): Passport/Driving licence/Photo credit card/Employee licence/Voter's ID/PAN card
  •  Proof of Residence (any one): Driving licence/Any utility bill/Govt. or authority bill
  •  P&L and Balance Sheet for last 2 years certified/audited by CA

Expert Review of UCO Bank Personal Loan

Loading

User Reviews

  • Product Rating -

Average user rating

  • Pricing
  • Product Feature
  • Customer service
  • Convenience
  • Member's Recomendation

personal loan

By: dilip singh hada, India | 29 June 2010

personal loan...[Read]

[Comment on this review] [Write a review]

  • Product Rating -

Average user rating

  • Pricing
  • Product Feature
  • Customer service
  • Convenience
  • Member's Recomendation

personal laon

By: vinoth, India | 04 August 2011

were there is no personal loan avail?in trichy branch...[Read]

[Comment on this review] [Write a review]

  Write a Comment

Name
Comments
Verification Code
Give your contact details, our advisor will get in touch with you.
* Customer name:
* Mobile:
* Email:
* City:
* Your Post
* Please type the verification code:

Ask the Expert

Having difficulties with your existing credit card? have so many problems but no one to answer them?
Our experts will give you unbiased advise free from any sales intent.

Ask our experts and get your problem solved:

Call us on 1800 180 7575
(Mon-Sat 10AM to 5.30PM)
SMS 'rupee' to 56070

or submit your details here

Select by benefits

  • Loan Amount
  • Tenure
  • Occupation
  • City
About Us | Privacy Policy | DSA | DSA Login | Media | Careers | Make Online Payment | Feedback | Contact Us | Sitemap
Copyright © 2008-10 www.rupeetalk.com. All rights reserved.
 
Email This
* Your Name:
* Your Email:
* Friends Email:
(Separate multiple email addresses with commas.)
OR Send email using your contact list
* Your Message: