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While buying ULIPs, what many people do not know is that they have an option of managing their investments and make sure that it yields maximum returns. Generally, ULIP invests your money either in share market, known as market-linked instrument; or in bonds and other fixed income securities, known as debt instruments...[Read]
Home Loan Calculator
Find out your home load eligibility, EMI and loan to value ratio from various banks. Also get indepth analysis of pre-payment and balance transfer
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Established in 1911, Central bank was the first bank wholly managed and owned by Indians. In line with the guidelines from RBI, Central Bank has been playing an increasingly important role in promotion of agriculture, small scale industries as also medium and large industries. Providing loans for education has also been on the priority list...[Read]
Mr. Praveen, 25 works in a reputed MNC and has just received Rs 1,00,000 performance bonus. Praveen wants to invest the same in profitable avenues but is confused about eventual financial goals. Suggesting him a suitable financial strategy....[Read]
Rupeetalk helps you understand personal finance better so that you can make the right financial decision for yourself. There are many jargons and terms which are difficult for a common man to understand and taking benefit of this, agents and sales persons dupe them. "Finance basics" enables you with guides, tips, glossaries, FAQs and 5 point guides so that you make the right choice.
Home Loan Guide
This appreciation in the value of the property makes a compelling case for buying a house with a loan. The individuals are actually leveraging the amount that they have with themselves by taking a loan and financing a larger cost house. The benefit of the appreciation...
Home Loan Tips
Akash applied for a home loan for an amount of Rs 10 lakh for a period of 15 years at an interest rate of 12%. His EMI in this case came out to around Rs 12,000. His payment schedule for the first 6 months was as follows.......
Personal Loan Guide
Personal loans are loans, which are given without any specific purpose in mind. In simpler terms, unlike a car loan or a home loan, a personal loan can be put to any use by the beneficiary according to his/her discretion.....
Personal Loan Tips
There are situations when a credit card has a large amount outstanding on it. The moment the amount is rolled over the interest cost on it starts accumulating. With it, any additional expense also gets the same interest levied on it.....
Credit Card Guide
The easiest way to understand a credit card is to think of it as a 'short-term, unsecured loan'. In common terms, a credit card is also referred to as a piece of plastic. Credit cards allow the users to make expense that they can pay at a later date....
Credit Card Tips
We know banks give reward points on the basis of transactions you make on your credit card. So, how useful are these reward points anyway?...
Loan Against Property Guide
There are specific conditions that have to be fulfilled by the borrower before the loan against property is actually sanctioned. The conditions for loan are different when it comes to individuals and business enterprises....
Loan Against Property Tips
There are several benefits of taking a loan against the property rather than other types of loans. This does not mean that a loan against property is the best type of loan that is present in the market under all circumstances because different...
Fixed Deposit Guide
A fixed deposit is an investment route that provides a regular stream of income for investors. Fixed deposits involve investing a particular sum of money with a bank or a financial institution or even a company; this investment is in the form of debt....
Fixed Deposit Tips
Most people believe that because a particular investment is in a debt instrument there is no risk involved in the entire process. This is not true because every investment involves some kind of risk....
Mutual Fund Guide
Mutual fund is a mechanism for pooling the resources by issuing units to the investors and investing funds in securities in accordance with objectives as disclosed in offer document....
Mutual Fund Tips
An investor should take into account his risk taking capacity, age factor, financial position, etc. As already mentioned, the schemes invest in different type of securities as disclosed in the offer documents and offer different returns...
Business Loan Guide
In the overdraft facility, the amount is not fixed for specific categories of business. The figure is different for each case, depending upon the financial position of an entity and the funds it require. This is again a short-term facility, so the conditions will keep on changing, resulting in a change ...
Business Loan Tips
There are other conditions involved with a term loan that need to be met. This includes some service charges that might have to be paid, depending upon the position of the borrower as well as the condition of the term loan....
Let us see how proper tax planning can actually save you money. Ram and Shyam were two salaried employees, both with an annual compensation package of around Rs 7.5 lakh. Ram received the complete compensation in the following manner...
Holders of unit-linked policies (ULIPs) might have to see tough days ahead. If the much-hyped row between IRDA and SEBI was not enough, the revised direct tax code could hit the investors hard which is to be out in a month or two... [Read]
Most people have their first contact with an insurance company through an insurance sales agent. These agents help individuals, families, and businesses select insurance policies that provide the best protection for their lives, health, and property... [Read]