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Investing In Equity Mutual Funds
Investors with a risk appetite look at equity as an asset class to invest in. Investing in equity requires understanding of the market and also takes up a lot of your time, if you were to do the investments by yourself. Given that, investing is not what earns..[Read]
Home Loan Calculator
Find out your home load eligibility, EMI and loan to value ratio from various banks. Also get indepth analysis of pre-payment and balance transfer
Visit the Home Loan Calculator and download the spreadsheets
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You can now ask financial queries to our experts and get detailed consultation. Our consultants will assist you in applying for a new product as well as on any problem with your existing product.
SBI is the one of the largest and most trusted banks in India. It is actively involved in community services banking, a non-profit activity, since 1973. The origin of the bank goes back to the first decade of nineteenth century in 1806. The car loan scheme of the bank is divided into two brackets, up...[Read]
Problems don't come in installments. Just when Sumit, 27, a software professional having 5 years of experience behind him, would have dreaming of his married life in about years' time, learnt the hard realty when bank rejected his personal loan application on grounds of poor financial history. Obviously dejected about what went wrong and puzzled somewhat thinking...[Read]
Rupeetalk helps you understand personal finance better so that you can make the right financial decision for yourself. There are many jargons and terms which are difficult for a common man to understand and taking benefit of this, agents and sales persons dupe them. "Finance basics" enables you with guides, tips, glossaries, FAQs and 5 point guides so that you make the right choice.
Home Loan Guide
Banks calculate the amount they can give to you primarily on your net monthly earnings. They take into account their previous experiences and your current track record which would indicate whether you have taken any other loan or you have had a bad credit history...
Home Loan Tips
There are two interest payment options you can choose from when applying for a home loan - fixed rate and floating rate. Find out which one is applicable in your case.....
Personal Loan Guide
You need to provide proofs of your age, identity, residence address and income documents. The details of documents that you may require to produce are given below:...
Personal Loan Tips
Personal loan interest rates are decided on the basis of certain points. Find out the simple ways with which you select best interest loan rate on which you can take personal loan.....
Credit Card Guide
The major benefit of a credit card is that the individual using it does not require ready cash to make payments for various purchases. Several other important benefits are listed out in details below...
Credit Card Tips
There are several problems related to credit cards. Many of these can catch a person on the wrong foot and the consequences can be risky in financial terms. Let's find out the cases that require considerable amount of time to resolve......
Loan Against Property Guide
Various banks have been innovative in their offers of a loan against property. In the traditional sense, loan against property only represents a loan that will be available with the property as a security for the loan....
Loan Against Property Tips
Just taking a loan against property is not the end of the matter because there are several conditions that need to be fulfilled along with the loan......
Fixed Deposit Guide
There are several features of a fixed deposit that set it apart from various other investment options present in the market. These features determine the nature of the entire investment and how it will behave under different circumstances....
Fixed Deposit Tips
The term 'fixed deposit' is commonly used to describe deposits that are made for specific time duration. The other way in which these are described are term deposits since they represent a specific term.....
Mutual Fund Guide
The performance of a particular scheme of a mutual fund is denoted by Net Asset Value (NAV). Mutual funds invest the money collected from the investors in securities markets. In simple words, Net Asset Value...
Mutual Fund Tips
In case of winding up of a scheme, the mutual funds pay a sum based on prevailing NAV after adjustment of expenses. Unit holders are entitled to receive a report on winding up...
Business Loan Guide
There are a wide variety of securities that banks will accept to sanction the overdraft facility. One point is that the securities and the details of applicability will vary across banks, depending upon what each bank has decided.....
Business Loan Tips
The key part of the overdraft facility is the manner in which the interest is calculated. This becomes a good facility as far as low cost funds are concerned because a smart business will ensure that it does not have a high cost in the usage of credit facilities....
How exactly does an individual stand to benefit from the new taxation structure? Consider a 30-year-old male assessee with an annual income of Rs 6 lakh. His tax liability under the two cases would be as follows.....
There are various tax saving avenues under section 80C of the Income Tax Act. Most of them are apt for risk averse investors who are looking for investment in safe products. But for investors looking for equity exposure, the only two instruments available include ULIPs and ELSS. Here is a brief on ELSS... [Read]
Investors with a risk appetite look at equity as an asset class to invest in. Investing in equity requires understanding of the market and also takes up a lot of your time, if you were to do the investments by yourself. Given that, investing is not what earns you your bread and butter... [Read]