Recommend me a product
- Select Product
How To Pick Travel Insurance For Students Going Abroad?
Travel is one of the most joyous activities but even a carefully planned trip prove headache with unforeseen circumstances. This is where travel insurance pitches in to make your trip memorable and enjoyable..[Read]
Home Loan Calculator
Find out your home load eligibility, EMI and loan to value ratio from various banks. Also get indepth analysis of pre-payment and balance transfer
Visit the Home Loan Calculator and download the spreadsheets
Recommend me a product
You can now ask financial queries to our experts and get detailed consultation. Our consultants will assist you in applying for a new product as well as on any problem with your existing product.
Founded in 1865, the Allahabad bank has reached a juncture, where it is one of the leading nationalized financial institutions providing social-welfare based services, such as education loans, micro-finance and agriculture loans. The education loans, catered to students of India origin, are available with the following features...[Read]
Case: Mohan is a 26-year-old management graduate recruited by a startup company in Mumbai recently. The company has offered him a CTC package of Rs 10 lakh. However, the company has given him the flexibility to structure the salary part of his CTC as per his requirements. How should Mohan structure his salary so as to derive maximum benefit?...[Read]
Rupeetalk helps you understand personal finance better so that you can make the right financial decision for yourself. There are many jargons and terms which are difficult for a common man to understand and taking benefit of this, agents and sales persons dupe them. "Finance basics" enables you with guides, tips, glossaries, FAQs and 5 point guides so that you make the right choice.
Home Loan Guide
Joint applicants, who are also joint owners, are eligible for tax benefits in the proportion of their share in the loan. The interesting part is that both spouses can claim benefits up to the maximum limit....
Home Loan Tips
Akash applied for a home loan for an amount of Rs 10 lakh for a period of 15 years at an interest rate of 12%. His EMI in this case came out to around Rs 12,000. His payment schedule for the first 6 months was as follows.......
Personal Loan Guide
You can get a Personal loan from around Rs. 25,000 to Rs. 15,00,000 or even higher, depending on your eligibility, repayment capability and credit history.....
Personal Loan Tips
Another area where a lot of people are faced with difficulty is the manner in which the interest rate is calculated. The normal human tendency is to opt for a rate that is lower because this seems to suggest...
Credit Card Guide
The major benefit of a credit card is that the individual using it does not require ready cash to make payments for various purchases. Several other important benefits are listed out in details below....
Credit Card Tips
How is a credit card different from a debit card? A debit card lets you use money only from your bank account. So when should you use your debit card vis-a-vis your credit card?.....
Loan Against Property Guide
The purpose of loan will be different for different people; there are various reasons why a particular loan against propertyy is required. The ability to get the loan against property is part of the process and then this amount can be used for the specific need that has arisen....
Loan Against Property Tips
Just taking a loan against property is not the end of the matter because there are several conditions that need to be fulfilled along with the loan......
Fixed Deposit Guide
There are several options available when it comes to where to make a fixed deposit. One of the most common areas where a fixed deposit is offered is the banks. All types of banks, be they public sector or private sector or even co-operative banks, offer fixed deposits for their customers....
Fixed Deposit Tips
The returns on the fixed deposit are present in the form of interest that is paid out at regular intervals or is accumulated on the deposit. There are various options as far as the investor is concerned regarding the manner of receipt of the interest....
Mutual Fund Guide
These schemes offer tax rebates to the investors under specific provisions of the Income Tax Act, 1961 as the Government offers tax incentives for investment in specified avenues....
Mutual Fund Tips
As already mentioned, the investors must read the offer document of the mutual fund scheme very carefully. They may also look into the past track record of performance of the scheme or other schemes...
Business Loan Guide
There are various purposes for which a bank will provide a term loan. There is a list of reasons why this is done and the borrower has to ensure that the reason that they seek a loan for is one of it....
Business Loan Tips
The key part in the entire overdraft facility is the extent of security that is taken by the bank. There are various limits based upon the security that is being offered and banks will make sure that their position is adequately protected ...
Salaries paid in India are usually a mix of a number of allowances and perquisites, each having a separate tax treatment. As such the computation of an individual's tax liability from his/her gross salary is a complicated task....
Planning of your taxes is an important sector in personal finance that needs your attention. The key points to be kept in mind while planning your taxes include - As far as possible, try to break up your compensation into allowances that are fully or partially exempt from tax...
There are various tax saving avenues under section 80C of the Income Tax Act. Most of them are apt for risk averse investors who are looking for investment in safe products. But for investors looking for equity exposure, the only two instruments available include ULIPs and ELSS. Here is a brief on ELSS... [Read]
Investors with a risk appetite look at equity as an asset class to invest in. Investing in equity requires understanding of the market and also takes up a lot of your time, if you were to do the investments by yourself. Given that, investing is not what earns you your bread and butter... [Read]