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How To Pick Travel Insurance For Students Going Abroad?
Travel is one of the most joyous activities but even a carefully planned trip prove headache with unforeseen circumstances. This is where travel insurance pitches in to make your trip memorable and enjoyable..[Read]
What To Look For In Education Loan? How To Pick Travel Insurance For Students Going Abroad? [More]
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Find out your home load eligibility, EMI and loan to value ratio from various banks. Also get indepth analysis of pre-payment and balance transfer
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You can now ask financial queries to our experts and get detailed consultation. Our consultants will assist you in applying for a new product as well as on any problem with your existing product.
several privileges specially if you are holding a SBI card and that too platinum.
SBI Platinum Credit Card Review
Very good card. Annual and renewal fees are nominal but the best part is the reward points. Exciting gifts on redemption of reward points....
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HDFC Silver Credit Card Review
I dont know why they have been charging me so much. I get enormous bill amounts. Sometimes because of this i am not able to pay my bill ...
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Founded in 1865, the Allahabad bank has reached a juncture, where it is one of the leading nationalized financial institutions providing social-welfare based services, such as education loans, micro-finance and agriculture loans. The education loans, catered to students of India origin, are available with the following features...[Read]
Optimum Salary Structure - Maximum In Hand Salary Or Minimum Tax Liability
Case: Mohan is a 26-year-old management graduate recruited by a startup company in Mumbai recently. The company has offered him a CTC package of Rs 10 lakh. However, the company has given him the flexibility to structure the salary part of his CTC as per his requirements. How should Mohan structure his salary so as to derive maximum benefit?...[Read]
Rupeetalk helps you understand personal finance better so that you can make the right financial decision for yourself. There are many jargons and terms which are difficult for a common man to understand and taking benefit of this, agents and sales persons dupe them. "Finance basics" enables you with guides, tips, glossaries, FAQs and 5 point guides so that you make the right choice.
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Home Loan Guide
Joint applicants, who are also joint owners, are eligible for tax benefits in the proportion of their share in the loan. The interesting part is that both spouses can claim benefits up to the maximum limit....
Personal Loan Guide
Personal loan eligibility criteria
You can get a Personal loan from around Rs. 25,000 to Rs. 15,00,000 or even higher, depending on your eligibility, repayment capability and credit history.....
Personal Loan Tips
Fixed vs reducing balance interest rate Personal loan
Another area where a lot of people are faced with difficulty is the manner in which the interest rate is calculated. The normal human tendency is to opt for a rate that is lower because this seems to suggest...
Credit Card Guide
Advantages and Disadvantages of Credit Cards
The major benefit of a credit card is that the individual using it does not require ready cash to make payments for various purchases. Several other important benefits are listed out in details below....
Credit Card Tips
Debit cards vs. cash cards vs. credit cards
How is a credit card different from a debit card? A debit card lets you use money only from your bank account. So when should you use your debit card vis-a-vis your credit card?.....
Loan Against Property Guide
The purpose of loan will be different for different people; there are various reasons why a particular loan against propertyy is required. The ability to get the loan against property is part of the process and then this amount can be used for the specific need that has arisen....
Loan Against Property Tips
Disadvantages of loan against property
Just taking a loan against property is not the end of the matter because there are several conditions that need to be fulfilled along with the loan......
Fixed Deposit Guide
There are several options available when it comes to where to make a fixed deposit. One of the most common areas where a fixed deposit is offered is the banks. All types of banks, be they public sector or private sector or even co-operative banks, offer fixed deposits for their customers....
Fixed Deposit Tips
The returns on the fixed deposit are present in the form of interest that is paid out at regular intervals or is accumulated on the deposit. There are various options as far as the investor is concerned regarding the manner of receipt of the interest....
Mutual Fund Guide
These schemes offer tax rebates to the investors under specific provisions of the Income Tax Act, 1961 as the Government offers tax incentives for investment in specified avenues....
Mutual Fund Tips
How to choose a scheme for investment from a number of schemes available
As already mentioned, the investors must read the offer document of the mutual fund scheme very carefully. They may also look into the past track record of performance of the scheme or other schemes...
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Business Loan Guide
What is the purpose of term loans
There are various purposes for which a bank will provide a term loan. There is a list of reasons why this is done and the borrower has to ensure that the reason that they seek a loan for is one of it....
Business Loan Tips
The key part in the entire overdraft facility is the extent of security that is taken by the bank. There are various limits based upon the security that is being offered and banks will make sure that their position is adequately protected ...
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Tax Guide
Tax implications of salary components
Salaries paid in India are usually a mix of a number of allowances and perquisites, each having a separate tax treatment. As such the computation of an individual's tax liability from his/her gross salary is a complicated task....
Tax Tips
Planning of your taxes is an important sector in personal finance that needs your attention. The key points to be kept in mind while planning your taxes include - As far as possible, try to break up your compensation into allowances that are fully or partially exempt from tax...
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Home Loan
A Home loan is an easy way to fulfill your dream of owning a house. If you are new to the world of home loans, we advise you to go through our extensive guides, tips, faqs, glossary, self help articles, videos and case studies to understand all about home loans.
Home loan interest rate comparison here Home loan EMI and prepayment calculator here User reviews on home loan banks here Home loan guides and tips here Expert reviews on home loans here Articles on home loans here Case studies on home loans here Home loan terms glossary here Latest news on home loans herePersonal loan:
A Personal loan is a convenient way to meet short term cash expenses like a marriage in the family, an overseas vacation etc. If you are new to the world of personal loans, we advise you to go through our extensive guides, tips, faqs, glossary, self help articles, videos and case studies to understand all about personal loans.
Personal loan interest rate comparison here Personal loan EMI and prepayment calculator here User reviews on personal loan banks here Personal loan guides and tips here Expert reviews on personal loans here Articles on personal loans here Personal loan terms glossary here Latest news on personal loans hereCredit card
A credit card has nowadays become a neccessity rather than a luxury. Credit cards provide multiple benefits such as free credit, reward points, convenience, online shopping etc. If you are new to the world of credit cards, we advise you to go through our extensive guides, tips, faqs, glossary, self help articles, videos and case studies to understand all about credit cards.
Credit card interest rate comparison here User reviews on credit card banks here Credit card guides and tips here Expert reviews on credit cards here Articles on credit cards here Case studies on credit cards here Credit card terms glossary here Latest news on credit cards hereStocks
Keep yourself updated on the stock market and learn all about demat accounts in India. If you are new to the world of stocks, we advise you to go through our extensive guides, tips, faqs, glossary, self help articles, videos and case studies to understand all about stocks.
Compare various demat accounts here User reviews on demat accounts here Articles on demat accounts here Articles on investments here Investment related case studies here Future value calculator here Latest news on stocks hereELSS- A tax saving Investment Avenue!
There are various tax saving avenues under section 80C of the Income Tax Act. Most of them are apt for risk averse investors who are looking for investment in safe products. But for investors looking for equity exposure, the only two instruments available include ULIPs and ELSS. Here is a brief on ELSS... [Read]
Investing in Equity Mutual Funds
Investors with a risk appetite look at equity as an asset class to invest in. Investing in equity requires understanding of the market and also takes up a lot of your time, if you were to do the investments by yourself. Given that, investing is not what earns you your bread and butter... [Read]
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