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Saraswat Bank Personal Loan

Saraswat Bank Personal Loan

 

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  • Maximum Loan Amount
  • Rs. 5 lakh
  • Minimum Loan Amount
  • Rs. 5 lakh limit
  • Interest Rate(Max)
  • 13 %
  • Interest Rate(Min)
  • 13 %
  • Interest Type
  • Fixed
  • Late Payment Fee
  • Processing Fees
  • Rs 1000 %
  • Prepayment Charges
  • 0 %
  • Repayment Period (Max)
  • 5 year(s)
  • Repayment Period (Min)
  • 1 year(s)

Features and Benefits of Saraswat Bank Personal Loan

Purpose

  • Personal Expenses

Eligibility

  • 20 times of monthly net salary
  • Minimum average monthly take home salary Rs.15000/-

Limit of Loan

  • Maximum loan up to Rs.5.00 lakhs

Repayment Period

  • Maximum 60 months

Processing Charges

  • Rs 1000/- irrespective of loan amount.

Documents Required for Saraswat Bank Personal Loan

Salaried Individuals

  • Application form with recent photograph
  • Latest salary slip and Form 16
  • Bank statement for last 3 months
  • Proof of Identity (any one): Passport/Driving licence/Photo credit card/Employee licence/Voter's ID/PAN card
  • Proof of Residence (any one): Driving licence/Any utility bill/Govt. or authority bill

Self Employed

  • Application form with recent photograph
  • IT returns for last 2 years
  • Bank statement for last 6 months
  • Proof of Identity (any one): Passport/Driving licence/Photo credit card/Employee licence/Voter's ID/PAN card
  • Proof of Residence (any one): Driving licence/Any utility bill/Govt. or authority bill
  • P&L and Balance Sheet for last 2 years certified/audited by CA

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