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SBI Personal Loan

SBI Personal Loan

 

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25   0

8 review(s)
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  • Maximum Loan Amount
  • Rs. 1000000
  • Minimum Loan Amount
  • Rs. 24000
  • Interest Rate(Max)
  • 20 %
  • Interest Rate(Min)
  • 16 %
  • Interest Type
  • Floating
  • Late Payment Fee
  • Not available
  • Processing Fees
  • 2-3 %
  • Prepayment Charges
  • 0 %
  • Repayment Period (Max)
  • 4 year(s)
  • Repayment Period (Min)
  • 1 year(s)

Features and Benefits of SBI Personal Loan

Features:

·Loans are provided for domestic or foreign travel, medical treatment of self or a family member, meeting any financial liability such as marriage of son/daughter, paying educational expenses of wards, meeting margins for purchase of assets etc.

· No security is required.

·Loan Amount: Minimum-Rs 24,000/- in metro & Rs 10,000/- in rural or semi urban cities.Maximum-12 times Net Monthly Income for salaried individual & pensioners, up to 10 lakh.

· Repayment period: Max up to 48 months

Eligibility:

·  Any salaried individual of a reputed corporate, having 2 years of experience.

· Any self-employed engineer, doctor, architect, chartered accountant or MBA, with 2 years of experience.

Charges:

· Processing Charges: 2 to 3% of loan amount.

· Prepayment Charges: 1% of the loan amount will be charged if you repay the loan before 6 months.

Interest Rates:

· Floating Interest Rate: 8.5% above base rate, currently- 17.75% (Base Rate-9.25%)

Documents Required for SBI Personal Loan

Salaried Individuals

  • Application form with recent photograph
  • Latest salary slip and Form 16
  • Bank statement for last 3 months
  • Proof of Identity (any one): Passport/Driving licence/Photo credit card/Employee licence/Voter's ID/PAN card
  • Proof of Residence (any one): Driving licence/Any utility bill/Govt. or authority bill

Self Employed

  • Application form with recent photograph
  • IT returns for last 2 years
  • Bank statement for last 6 months
  • Proof of Identity (any one): Passport/Driving licence/Photo credit card/Employee licence/Voter's ID/PAN card
  • Proof of Residence (any one): Driving licence/Any utility bill/Govt. or authority bill
  • P&L and Balance Sheet for last 2 years certified/audited by CA

User Reviews

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Good one

By: Newton, Noida | 23 April 2010

very good service. customer oriented...[Read]

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Except service they have it all

By: Gopalakrishnan, Mumbai | 20 April 2010

One size fits all, is what they think when designing a product. No matter what product you want the customer service level will never increase. But when it comes out to paying emi then i have experien...[Read]

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Superb bank SBI personal loan

By: Gaurav, Jaipur | 18 April 2010

I was surprised to interact with them after meeting two three private banks, i got my loan in 4 days, less paper work and no extra charges. I would highly recommened ppl to go for public banks rather ...[Read]

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9710445593

By: BHUVANESWARI, Chennai | 10 May 2010

peasonal loan...[Read]

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persoanal loan

By: Eknath, Pune | 09 May 2010

i want rs. 100000.00 for personal loan my mobile no. is 9763714393...[Read]

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Mr

By: vijay kiran, India | 03 January 2011

I am looking for a personal loan...[Read]

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loan against property

By: NITESH KUMAR, India | 24 September 2011

i want a loan against property.my property is in sonipar haryana.i serving in indian air force.plz suggest me my contact no is 09370866916....[Read]

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personal loan

By: mohammad feroz, India | 16 July 2011

i wont 3laks...[Read]

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